Equity Mutual Funds for long term investing

Equity mutual funds have potential to provide risk-adjusted long term returns. You can choose to invest in equity funds such as diversified equity funds, ELSS (Equity Linked Savings Scheme) or large-cap funds, or even emerging themes in Equity investments such as ESG (Environment, Social and Corporate Governance) equity funds, etc.

The benefits of equity mutual funds include:

Professional fund management: Managed by professional fund managers who research and analyze the performance of various companies, and invest in the stocks that could deliver long term risk-adjusted returns to the investors.

Easy on the wallet:You can invest in equity funds through the SIP (Systematic Investment Plan) mode, wherein you can make weekly, monthly, or quarterly investments as low as Rs. 500.

Power of compounding: Grow your wealth with the power of compounding where your earnings get reinvested and compounds over the long term.

Potential to Cope better with inflation: You need to look for investments that provide more returns than the prevailing inflation rates. Equity has the potential to cope better with inflation in long term ..

Rupee cost averaging: Equity Mutual funds are more volatile than debt mutual funds. Your equity mutual fund is not likely to provide consistent returns during the period you are invested in the fund. Some years you might earn more, while other years you might earn less. SIP in equity fund help to beat the volatility of the equity markets through rupee-cost averaging.

Portfolio diversification: You can achieve portfolio diversification and your investment risk is spread across various stocks when you invest in an equity mutual fund. Thus, even if some stocks in your portfolio underperform, the strong performance of the other stocks would offset some of that risk and help build your investment corpus.

Opening The Negotiation

Many people stumble at the opening of their negotiation. This can set the stage for a less than optimum outcome. Here are just a few points I find helpful to keep in mind when I start a negotiation.

1. Don’t set your initial offer near your final objective. Give yourself room to negotiate. It doesn’t matter what you are negotiating – hours on a project, scope-of-work, specifications, price, who’s going to do what, etc. When you start any negotiation you must assume the other party will always put their maximum positions on the table first. Equally important is the fact that they probably will not disclose to you the minimum they are willing to accept. Don’t be shy about asking for everything you might want and more-use this as your starting point.

2. Give yourself enough time to negotiate. Before you start make sure you have allowed a realistic amount of time for the negotiation process to take place. Hours, weeks or months-it will frequently take longer than you expect. Rushing through the negotiation almost always works against you.

3. Don’t assume you know what the other party wants. It is far more prudent to assume that you do not know and then proceed to discover the realities of the situation by patient testing and questioning. If you proceed to negotiate a deal on the basis of your own untested estimate, you are making serious mistake.

4. Do not assume that your aspiration level is high enough. It is possible that your demands are too modest, or too easy to achieve. The other party may not know what they want or may have a set of values quite different from your own.

5. Finally, never accept the first offer. Many people do if the offer is as good as they expected or hoped to get. There are two good reasons not to accept: First, the other party is probably willing to make some concessions. Second, if you take the first offer, the other party is often left with the feeling that they were foolish for starting too low. In any case, the negotiator who takes the first offer too fast makes a mistake.

Presentation Tip, One Tip to Get Their Attention!

Presentation Tip?

Get Their Attention

One Tip to Get Their Attention!

There is one presentation tip that can help you be a great presenter! Get the attention of your audience by doing this one thing.

Before I share this one thing, I want to remind you that to be a good speaker, you must be true to yourself! Be who YOU are during a presentation. Learn from others, but don’t try to be “like” anyone else. I encourage you to be a More Fabulous You!

If you are comfortable giving a speech, then your audience will be comfortable. There is NOTHING worse than a presenter who is so nervous they find it difficult to get the words out, or they may be fidgeting, or fighting with their technology. When this happens, the audience can feel it, and they want out as much as the presenter!

Learning presentation strategies should help you become more comfortable, not be more stressed out.

Presentation Tip – Increase Audience Participation

The one thing that you can do to increase participation – have GIVEAWAYS! Yes, give your audience something in return for answering a question. Everybody wants something for free. I have always been amazed at the concept, but it does work!

Everyone Likes Giveaways

Men, women and even the wealthy enjoy giveaways. I was attending a fundraiser with high dollar donors, and they wanted the giveaways too! I was surprised because they could have bought what was being given away. Do NOT underestimate the power that a giveaway can have!

Examples of Small, Fun Giveaways

A giveaway does not have to be high dollar. Below are a few suggestions for smaller giveaways. The more expensive a giveaway, the more specialized your audience will be. The small giveaways are good to keep attention while keeping it economical for the presenter or speaker.

  • Gum – Double Bubble works well for this – younger audiences love candy giveaways!
  • Hard Candy
  • Suckers – these are normally a huge hit
  • Fun pens or pencils
  • Notepads
  • Coloring Books for Adults
  • Books – Related to the topic or written by the speaker
  • Admission Ticket or Coupon – local event that requires a ticket
  • Gift Card – small amounts work well too!

Advantages of Giveaways

The next time you are preparing for a presentation, consider the power that a giveaway can have for your success. Several advantages are listed below.

  1. Attention Grabbing – Keeps the audience attention
  2. Fun – Provides fun during the presentation – everyone enjoys “winning.”
  3. Interaction – Gets the audience interacting with the content (HUGE)
  4. Highlights the Audience – Doesn’t keep the spotlight on the speaker
  5. Longevity – After the presentation, the audience will talk about the giveaways

In conclusion, when preparing for a presentation, consider giveaways as a great way to increase interaction. Your success as a presenter can be enhanced by introducing giveaways!