Equity Mutual Funds for long term investing

Equity mutual funds have potential to provide risk-adjusted long term returns. You can choose to invest in equity funds such as diversified equity funds, ELSS (Equity Linked Savings Scheme) or large-cap funds, or even emerging themes in Equity investments such as ESG (Environment, Social and Corporate Governance) equity funds, etc.

The benefits of equity mutual funds include:

Professional fund management: Managed by professional fund managers who research and analyze the performance of various companies, and invest in the stocks that could deliver long term risk-adjusted returns to the investors.

Easy on the wallet:You can invest in equity funds through the SIP (Systematic Investment Plan) mode, wherein you can make weekly, monthly, or quarterly investments as low as Rs. 500.

Power of compounding: Grow your wealth with the power of compounding where your earnings get reinvested and compounds over the long term.

Potential to Cope better with inflation: You need to look for investments that provide more returns than the prevailing inflation rates. Equity has the potential to cope better with inflation in long term ..

Rupee cost averaging: Equity Mutual funds are more volatile than debt mutual funds. Your equity mutual fund is not likely to provide consistent returns during the period you are invested in the fund. Some years you might earn more, while other years you might earn less. SIP in equity fund help to beat the volatility of the equity markets through rupee-cost averaging.

Portfolio diversification: You can achieve portfolio diversification and your investment risk is spread across various stocks when you invest in an equity mutual fund. Thus, even if some stocks in your portfolio underperform, the strong performance of the other stocks would offset some of that risk and help build your investment corpus.

5 Key Elements of Successful and Efficient Conference Presenters

  • Be a slave to rehearsals… – no doubt you’ve probably heard it before, but even if you’re a seasoned veteran rehearsing is essential to a successful and effective web conference. Ideally your test run should come as close to the real thing as possible (i.e. be held the same room you will be presenting in, using the same equipment, even similar hand movements and expressions) to ensure you are able to iron out any possible unforeseen issues. While you cannot predict every unforeseen event, rehearsing dramatically increases efficiency; and in the event a glitch arises, don’t stress – it happens to everyone sooner or later – just keep calm, and carry on to the best of your ability. Maybe even keep a couple jokes on standby that you can use in the event your computer crashes, or another technical error surfaces.
  • …but don’t be a slave to slides – sure, slides can be very informative and helpful in almost any conference, but the key is moderation. Reading verbatim from every slide you present is boring and loses the interest and attention of your audience. Stick to bullet points on slides, and use them as a springboard to engage in active conversation and collaboration.
  • Put your own spin on it – while rehearsing, try and find a conversational/presentation style that you feel comfortable with. This will help put your audience at ease as they will feel more confident about what you are presenting than they would if you were reading directly off your slides and sounding like a robot. Helpful hint: the more familiar you are with the topic or material you are presenting, the easier this will be.
  • Enjoy it! – when you have fun with your presentation it shows, and if you’re passionate about whatever it is you are presenting, chances are your audience will become just as excited about it. Keep your energy high by going on a short, brisk walk or getting some fresh air just before presenting. And most importantly, SMILE! Even if you are only conducting an audio conference, people might not be able to see it, but they certainly can hear it in your voice.
  • Avoid ‘ums’ and ‘uhs’ – this can be difficult for many of us, but these verbal tics act as instantaneous cues for an audience to tune you out and are the bane of all presenters. Whether it’s due to nerves, fear, a lack of product or service knowledge or confidence, rehearsing helps eliminate them – or at least keep them to an absolute minimum. Another helpful hint: if you are recording your conference and happen to have a case of the ‘ums and uhs,’ see if they can edit them out of your recording.

Better Presentation Skills – Pay Attention to Your Audience!

Always remember this: there is an audience in front of you!

I know that sounds obvious, but so many speakers do not pay attention to their audience. It’s as if they prepare and deliver their speech in a vacuum.

When preparing your presentation, think carefully about the audience. Who are they? Where are they from? What is their experience level with your topic? What is their mind set going to be when they walk into that room (i.e. is it early in the morning, after dinner and drinks, at the start of the event or end, etc)?

As you go over your presentation in advance, don’t just do this to familiarize yourself and memorize the words. Use this opportunity to visualize the audience and what you believe their response will be. I do this whenever I think about new jokes or humor to add to my speech. I really visualize what their response will be, and this gives me a good idea of whether the jokes are any good and should be used.

Will your visualizations of their responses always be right? No, of course not. Mine aren’t. But many times they will be, and at the very least this will remind you to pay attention to your audience.

It is equally important to pay attention to your audience when you are actually delivering the speech. I have seen many speakers get so absorbed in their content, notes, or PowerPoint that they fail to realize that the audience has lost interest.

Remember, you have not been asked “to speak,” to an audience, but rather to “convey information.” (or create an experience, if you are a humorist or motivational type). How can you know if your audience is “getting it” if you don’t pay attention to them?

The next time you deliver a speech, remind yourself to pay attention to your audience. Put it in your notes if you use them. Place a little note card somewhere you can see it to remind yourself. Build in pauses where you can stop, breathe, and connect with the audience.

The audience is the only reason you are there after all…